We’ve gathered a few terms in Title Insurance that would be of interest if you find yourself in the market for this sort of protection. Clear Title is a title that has no defects that could encumber an owner’s right to enjoy their property, and retain all portions of it. Cloud is when there existsRead more

A title refers to your legal right to own, use or do anything to the home you’re purchasing. Your title insurance protects you and your lender’s investment from prior rights or claims other parties may have on your property, also absolving you from any outstanding debts or liens of prior owners. Once hired the titleRead more

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Deed A legal document that transfers property ownership from a seller/grantor to a buyer/grantee. A deed contains a description of the property, property lines, denotes the seller and the buyer, and is signed by both those parties. There are also several kinds of deeds: General Warranty Deed – Protects the buyer by assuring that theRead more

A title legally establishes who the legal owner of a property is, and is required by most lenders to ensure whether there are any issues. The title history of a home carries with it many different problems, like debts incurred by previous owners that could then fall on you, unpaid homeowner’s association fees, or propertyRead more

“Blessed is the season which engages the whole world in a conspiracy of love.” Hamilton Wright MobieRead more